Refinance ventures + Wealth Manager




BUILDING A RELATIONSHIP


In today's online world, knowing there is someone you can count on regarding your finances is crucial. We combine the expertise of a dedicated wealth manager alongside Refinance ventures tailored portfolios.









The Best of Both Worlds.



No matter where you are in life, you can depend on our investment management expertise to build a plan that can help you achieve financial security.







Smart Tailored Portfolio

Automatically rebalanced, smart portfolios. Built to help you reach your goals and invest in what matters. Our portfolios are carefully designed to put your needs front and center.



All investments involve risk including loss of principal. Diversification does not eliminate the risk of experiencing investment losses.





Dedicated Wealth Manager

A Wealth Manager can help you prioritize your goals like saving for college and retirement, create a plan for reaching them, and provide portfolio recommendations.







Additional Investments


Opportunities to further diversify.

With your account established, additional investment opportunities are available to you. With a better understanding of your personal finances, your Wealth Manager can now show you new issues and financial products that fall within your risk tolerance range and compliment your goals and Refinance ventures portfolio.



Tax Efficiency


With finances, of course come taxes.

Your Wealth Manager can support your financial health by working alongside your personal tax professional or CPA. Your account and your goals will be optimized for tax efficiency. When it comes to your finances and taxes its important you have a team of individuals you trust.



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Financial Deep Dive


A personal deep dive of your life and finances.

Along with the data from our Refinance ventures risk profile questionnaire, your wealth manager will ask you more tailored, personal questions. This will provide a holistic view of where you are at in life, risk tolerance, goals and current financial situation. We aim to place you in a more customized portfolio.



Staying on Track


Your life is constantly changing.

Your Wealth Manger will be alongside your Refinance ventures portfolio, consistently monitoring the progress. Based on market activity, they will look for potential adjustments or rebalances. Quarterly check-ins are built in to the platform, to make sure you and your Wealth Manager stay on track together.



Portfolio Projection

Our portfolio projection simulator is a hypothetical example meant to project the possibility of a future portfolio value. No projection can accurately predict a future result, so programs were developed to generate possible returns based on past performance. These projections should only be viewed as informational and not as a basis for investing since past performance may have no bearing on future results. The portfolio projection calculates a distribution of random daily returns, enabling the user to determine probabilities of future value. Specifically, we back test all of our portfolios to determine their statistical finger prints. Using that “finger print” we generate thousands of potential, random, daily returns. Those daily returns are used to project future equity curves which are then statistically evaluated to come up with expected future values based on probability, along with best and worst case expectations. The future returns have 90% probability of falling within the projected range. It is important to note that projections are based on past market performance which does not guarantee future performance. Additionally projected returns do not factor in any fees or taxes that may apply. Your personalized projection date is based on the date of birth you've entered, and an assumed retirement age of 67. This portfolio projection is a hypothetical example based on these calculations. Each investor is different depending on his/her current financial situation and actual retirement age.






Why Refinance ventures Wealth Manager?


Our goal is simple. To help you meet your investment goals. The Refinance ventures tailored portfolios offer a more modern approach to investing - designed to make your life easier, keep your investment growth on track, and access on the go.

Questions? Let us help you.



Phone

Phone: +1 5714097469

Give us a call.

Questions?

Submit an online inquiry and a Refinance ventures representative will get back to you as soon as possible.

Contact Us

Email

Send us a message with your question or comment.

customercare@refinventures.com



Frequently Asked Questions

  • What does Refinance ventures being decentralized mean?

    Refinance ventures offers financial instruments without relying on intermediaries such as brokerages, exchanges, or banks by using smart contracts on a blockchain. It's a system that removes the control banks, institutions and to a large extent, the govenment have on money, financial products, and financial services and runs on a digital/crypto currency payment system.

  • Refinance ventures being fully decentralized isn't claimed or owned by any individual or entity, but was an idea brought to live by a network of integrated blockchain validators and portfolio managers operating on smart contracts.

  • A smart contract is a computer program or a transaction protocol stored on the blockchain which is intended to automatically execute, control or document legally relevant events and actions according to the terms of a contract or an agreement. They typically are used to automate the execution of an agreement so that all participants can be immediately certain of the outcome, without any intermediary’s involvement or time loss. They can also automate a workflow, triggering the next action when conditions are met.

  • Refinance ventures is a protocol backed by blockchain and runs on smart contracts, hence payments and transactions are carried out through cryptocurrencies such as bitcoin(btc), ethereum(eth), ripple(xrp), binance token(bnb) and stablecoins such as usdt and usdc.

  • Cryptocurrencies such as bitcoin, ethereum, ripple(xrp), binance token(bnb) and stable coins such as usdt or usdc.

  • Wealth management usually refers to a suite of services that provides the opportunity to work with a financial professional. It usually includes working together on a broad plan to help grow and protect assets and it often includes the ability to take advantage of professional money management.

  • While the minimum investment required varies from investment firm to investment firm,at Refinance ventures, portfolios with a minimum of $25k, have a personal wealth manager assigned to them. Wealth management is designed for clients whose financial situations warrant the personal attention of a financial professional but at Refinance ventures, every investor has access to contact a wealth manager for a free consultation.

  • There are a number of things one can do in an effort to protect wealth, such as retirement planning, estate planning (including developing a plan for the orderly transfer of wealth to your heirs), being more tax-efficient, or exploring the addition of fixed income investments to a portfolio.

  • Alternative investments are investments specifically meant for accredited investors who are wealthier than normal retail investors. Such investments are made in assets that do not fall under traditional asset classes, like individual stocks, bonds, etc. The lower market correlation makes these investments less volatile, and hence these turn out to be a hedge against inflation for investors. These non-conventional investments are classified as tangible (real estate, precious metals, commodities, etc.) and intangible (private equity, hedge funds, cryptocurrency, etc.).

  • Clients may engage in a wealth management relationship for a number of different reasons. Some choose to do so because they need help planning for certain goals, or need guidance around estate planning, protecting wealth, retirement planning, or ways to manage their tax obligations. Others choose wealth management because they don’t have the time or the desire to manage their own portfolios or simply value the input of a financial professional, who can act as a sounding board.

  • The exchange-traded funds or ETFs are investments that fall between alternative and traditional investments. It lets investors enjoy alternative investment opportunities while not facing any illiquidity issues. In addition, unlike other alt funds, ETFs are well-regulated and could be easily managed, sold, and converted to cash.

  • Depending on your personal situation, there are a number of ways to potentially reduce or defer the taxes you pay on your investments. These can include finding ways to reduce or defer income, capital gains, and estate taxes. Strategies such as Roth IRA conversions, asset location, tax-loss harvesting, or revisiting your gifting and estate plans may help you grow your wealth and preserve your legacy.